Sadasivam Chinnaraj

Sadasivam Chinnaraj’s “EMI” (2025) isn’t your average run-of-the-mill flick. It’s one of those movies that reels you in with a story that’s all too familiar for anyone tangled up in the chaos of modern money. The plot revolves around Ravi, a regular guy who, honestly, just wants to make ends meet and maybe grab a little slice of the good life. Except, you know how people say, “Easy money never sticks around”? That’s basically the story here. Ravi gets sucked into the world of easy loans—EMIs everywhere—thinking it’s his ticket to freedom. Spoiler: it’s not. The film doesn’t just skate across the surface of financial struggles. It dives into the mess: the constant phone calls, the mounting pressure, the way debt eats away not just at your wallet but your soul. Friends who ghost you, family members who start looking at you sideways, every little bit adds up. Chinnaraj’s style is raw and kinda cheeky; he pokes fun at the system, but you can tell there’s real pain underneath. You’ll spot moments of dark humor—like Ravi dodging loan agents with the agility of a seasoned escape artist—and some gut-punch reality checks that’ll hit home if you’ve ever had to shuffle bills to make rent. As the story unravels, “EMI” throws out big questions about dreams, dignity, and what happens when the thing meant to help you out turns into your biggest nightmare. It’s gritty, relatable, and honestly, a little too real.